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Tuesday, September 22

Good morning, Tim

Needs your attention

Action needed

0

    Bills & debt payments

    Recent Payments

      Rolling outlook

      Four pay dates

      Excluded from spendable funds

      Savings

      On track

      Current pay period

      Upcoming & Missing

      Checking, savings, or credit card

      Import Transactions

      Choose the account or credit card, then paste the current activity, upload a CSV download, or add a screenshot.

      Automatic backup before import

      Select the activity on any bank, card, or loan website, copy it, and paste it here. moMoney finds each date, description, and amount, whatever the layout. You’ll review every row before anything is saved.

      X

      Choose a CSV file

      Download the activity as CSV from the bank or card website. moMoney reads the date, description, and amount (or debit and credit) columns.

      No file chosen.

      ▧

      Add a bank screenshot

      Free OCR and an editable preview will highlight fields that may need attention.

      Rolling four-pay-date window

      Planned Payments

      Edit or add a planned payment in any pay period until it posts. Processing and posted actuals stay protected.

      Planned amounts can be edited until a matching actual transaction is imported.

      Checking, savings, and credit cards

      Transactions

      Edit dates, accounts, names, categories, destinations, and status. Merge transactions only when their date, account, and vendor match.

      ⌕
      0 selected
      Actions

      Household banking

      Accounts

      See checking and savings balances together, then review statement-like activity for either account.

      Household credit cards

      Credit Cards

      Balances update from imported card activity. See each card’s next scheduled payment and the last payment made.

      Installments and loans

      Loans

      Finite payment plans stop automatically after the last scheduled payment.

      Not included in spendable funds

      Savings

      Transfers affect checking but are not counted as household income or spending.

      Recent activity

      Savings Activity

      DateDescriptionStatusAmountResulting balance

      Household preferences

      Settings

      Prototype controls for theme, household size, schedules, and data protection.

      Appearance

      Choose light or dark, or let moMoney switch automatically at 5:00 a.m. and 6:00 p.m.

      Sidebar page order

      Drag pages directly in the sidebar on a computer, or use these buttons on any device.

      Household

      Names are used to assign credit cards.

      Transaction types

      Rename a type, merge one into another, or remove it. Its transactions, planned payments, and learned matches move with it. Removed types move to Misc. Built-in types can be renamed but not merged or removed.

      Income names

      Choose the labels shown in the four-pay-date plan.

      Update from workbook

      Choose the household workbook (.xlsm) to add every recurring expense on its Recurring Expenses sheet to Planned Payments, with each schedule and card due day. The file is read on this device and not uploaded. You’ll review the changes first; existing plan amounts aren’t changed.

      Bank connection

      Pull checking, savings, and credit card activity automatically through SimpleFIN Bridge. New activity arrives twice a day, and you review it on the Import page before it’s saved.

      Data protection

      Weekly backups, restore points before imports, and one export after each four-pay-date window.

      Planned

      Cloud access

      Firebase sign-in and private household synchronization are connected. Additional sign-in methods can be linked from the account menu.

      Connected
      Family member

      Checking cloud synchronization…

      Review before saving

      Import preview

      Suggested Destination & Transaction Types

      Suggested destinations

      Debits & creditsOne-time purchases, refunds, or other activity that belongs in the general transaction ledger.
      Installment planFinite plans such as Klarna or Afterpay. Records the payment and advances the plan.
      Recurring expenseRegular bills, utilities, subscription services, or debt payments. Updates the recurring item instead of adding general spending.
      Recurring incomeExpected paychecks. Updates the matching income source in the pay-date plan.
      ReviewmoMoney is uncertain. Choose the correct destination before confirming the import.
      SavingsTransfers between checking and savings. Tracks the savings balance without counting income or spending.

      Transaction types

      AdjustmentManual corrections, bank adjustments, reconciliation entries, and other balance corrections.
      AutomobileFuel, maintenance, registration, parking, and other vehicle-related spending.
      Debt PaymentPayments associated with credit cards and other household debts.
      EducationTuition, classes, school fees, books, courses, and educational supplies.
      Electronics & TechComputers, phones, accessories, electronics, and other technology purchases.
      EntertainmentMovies, concerts, events, games, attractions, and other leisure activities.
      Fashion & BeautyClothing, shoes, cosmetics, salons, barbers, and personal-care purchases.
      Food & BeverageGroceries, restaurants, coffee shops, takeout, and food delivery.
      Gifts & DonationsGifts, charitable donations, fundraising, tithes, and similar giving.
      Health & WellnessMedical care, prescriptions, dental care, fitness, and wellness spending.
      Home & OfficeHousehold or office purchases that are not utility services.
      IncomePaychecks and other deposits that should be counted as household income.
      MiscOne-time activity that does not have a better existing transaction type.
      Refund & Other IncomeRefunds, rebates, reimbursements, cashback, and non-payroll money received.
      Savings TransferMoney moved between checking and savings, excluded from income and spending totals.
      Subscription ServiceRepeating memberships and services such as streaming, software, or cloud storage.
      UtilitiesElectricity, water, sewer, natural gas, internet, and wireless service.
      Import?DateAccountDescriptionImport actionSuggested destination & typeConfidenceTransaction amountActions

      Planned Payments

      Edit planned payment

      New credit card

      Add Credit Card

      Minimum payments are added to the plan on the due day for the pay dates shown there.

      New loan or installment plan

      Add Loan

      Payments are added to the plan for the pay dates shown there and stop after the last payment.

      Savings account

      Reconcile Balance

      Check moMoney’s savings balance against the balance your bank shows.

      moMoney balance

      Enter the bank’s balance to see the difference.

      Update from workbook

      Review changes from the workbook

      Credit card

      Reconcile Balance

      moMoney current balance

      Enter the current balance shown on the card’s website or app.

      Processing transaction

      Mark as posted

      The transaction date changes to the posting date. The original date is kept.