moMoney

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Tuesday, September 22

Good morning, Tim

Current pay period

Spending This Period

    Needs your attention

    Action Needed

    0

      Bills & debt payments

      Recent Payments

        Rolling outlook

        Four Pay Dates

        Excluded from spendable funds

        Savings

        Current pay period

        Payments Due

        Checking, savings, or credit card

        Import Transactions

        Paste activity, upload a CSV, or add screenshots.

        Automatic backup before import

        Select the activity on any bank, card, or loan website, copy it, and paste it here. moMoney finds each date, description, and amount, whatever the layout. You’ll review every row before anything is saved.

        No file chosen.

        Choose a CSV File

        Download the activity as CSV from the bank or card website. moMoney reads the date, description, and amount (or debit and credit) columns.

        No screenshots chosen.

        Add Bank Screenshots

        moMoney reads the text on this device (the images aren’t uploaded), then puts it in the Paste box so you can fix any misread before previewing. The first time takes a little longer while the reader downloads.

        Rolling four-pay-date window

        Plan

        Income and payments by pay date. Edit any amount until it posts.

        Planned amounts can be edited until a matching actual transaction is imported.

        Checking, savings, and credit cards

        Transactions

        Edit, categorize, and merge your activity.

        ⌕
        0 selected
        Actions

        Household banking

        Accounts

        Checking and savings balances and activity.

        Household credit cards

        Credit Cards

        Balances, due dates, and payments for each card.

        Installments and loans

        Loans

        Balances and payoff plans for each loan.

        Not included in spendable funds

        Savings

        Kept apart from spendable funds.

        What you’re saving for

        Savings Goals

        Your savings balance counts toward goals in order, top first. Click a goal to edit it.

          Before you buy

          Purchase Planner

          See every way to pay for something: save up for it, pay from savings, Pay in 4, or pay over a few months.

          Enter a price to compare your options.

          Savings account

          Recent Activity

            Household preferences

            Settings

            Theme, household, and data preferences.

            Appearance

            Choose light or dark, or let moMoney switch automatically at 5:00 a.m. and 6:00 p.m.

            Sidebar Page Order

            Drag pages directly in the sidebar on a computer, or use these buttons on any device.

            Household

            Names are used to assign credit cards.

            Transaction Types

            Rename a type, merge one into another, or remove it. Its transactions, planned payments, and learned matches move with it. Removed types move to Misc. Built-in types can be renamed but not merged or removed.

            Income Names

            The employer or source of each income, shown on the Plan, Home, and Pay Schedules.

            Update from Workbook

            Choose the household workbook (.xlsm) to add every recurring expense on its Recurring Expenses sheet to the Plan, with each schedule and card due day. The file is read on this device and not uploaded. You’ll review the changes first; existing plan amounts aren’t changed.

            Bank Connection

            Pull checking, savings, and credit card activity automatically through SimpleFIN Bridge. New activity arrives twice a day, and you review it on the Import page before it’s saved.

            Cloud Access

            Firebase sign-in and private household synchronization are connected. Additional sign-in methods can be linked from the account menu.

            Connected
            Family member

            Review before saving

            Import Preview

            Suggested Destination & Transaction Types

            Suggested Destinations

            Debits & creditsOne-time purchases, refunds, or other activity that belongs in the general transaction ledger.
            Installment planFinite plans such as Klarna or Afterpay. Records the payment and advances the plan.
            Recurring expenseRegular bills, utilities, subscription services, or debt payments. Updates the recurring item instead of adding general spending.
            Recurring incomeExpected paychecks. Updates the matching income source in the pay-date plan.
            ReviewmoMoney is uncertain. Choose the correct destination before confirming the import.
            SavingsTransfers between checking and savings. Tracks the savings balance without counting income or spending.

            Transaction Types

            AdjustmentManual corrections, bank adjustments, reconciliation entries, and other balance corrections.
            AutomobileFuel, maintenance, registration, parking, and other vehicle-related spending.
            Debt PaymentPayments associated with credit cards and other household debts.
            EducationTuition, classes, school fees, books, courses, and educational supplies.
            Electronics & TechComputers, phones, accessories, electronics, and other technology purchases.
            EntertainmentMovies, concerts, events, games, attractions, and other leisure activities.
            Fashion & BeautyClothing, shoes, cosmetics, salons, barbers, and personal-care purchases.
            Food & BeverageGroceries, restaurants, coffee shops, takeout, and food delivery.
            Gifts & DonationsGifts, charitable donations, fundraising, tithes, and similar giving.
            Health & WellnessMedical care, prescriptions, dental care, fitness, and wellness spending.
            Home & OfficeHousehold or office purchases that are not utility services.
            IncomePaychecks and other deposits that should be counted as household income.
            MiscOne-time activity that does not have a better existing transaction type.
            Refund & Other IncomeRefunds, rebates, reimbursements, cashback, and non-payroll money received.
            Savings TransferMoney moved between checking and savings, excluded from income and spending totals.
            Subscription ServiceRepeating memberships and services such as streaming, software, or cloud storage.
            UtilitiesElectricity, water, sewer, natural gas, internet, and wireless service.
            Import?DateAccountDescriptionImport actionDestination
            & type            		Transaction
            amount            		Actions

            Plan

            Edit Planned Payment

            New credit card

            Add Credit Card

            Minimum payments are added to the plan on the due day for the pay dates shown there.

            New loan or installment plan

            Add Loan

            Payments are added to the plan for the pay dates shown there and stop after the last payment.

            Savings account

            Reconcile Balance

            Check moMoney’s savings balance against the balance your bank shows.

            moMoney balance

            Enter the bank’s balance to see the difference.

            Update from workbook

            Review Changes from the Workbook

            Credit card

            Reconcile Balance

            moMoney current balance

            Enter the current balance shown on the card’s website or app.

            Processing transaction

            Mark as Posted

            The transaction date changes to the posting date. The original date is kept.