moMoney

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Tuesday, September 22

Good morning, Tim

Needs your attention

Action Needed

0

    Bills & debt payments

    Recent Payments

      Rolling outlook

      Four Pay Dates

      Excluded from spendable funds

      Savings

      Current pay period

      Payments Due

      Checking, savings, or credit card

      Import Transactions

      Paste activity, upload a CSV, or add screenshots.

      Automatic backup before import

      Select the activity on any bank, card, or loan website, copy it, and paste it here. moMoney finds each date, description, and amount, whatever the layout. You’ll review every row before anything is saved.

      No file chosen.

      Choose a CSV File

      Download the activity as CSV from the bank or card website. moMoney reads the date, description, and amount (or debit and credit) columns.

      No screenshots chosen.

      Add Bank Screenshots

      moMoney reads the text on this device (the images aren’t uploaded), then puts it in the Paste box so you can fix any misread before previewing. The first time takes a little longer while the reader downloads.

      Rolling four-pay-date window

      Plan

      Income and payments by pay date. Edit any amount until it posts.

      Planned amounts can be edited until a matching actual transaction is imported.

      Checking, savings, and credit cards

      Transactions

      Edit, categorize, and merge your activity.

      ⌕
      0 selected
      Actions

      Household banking

      Accounts

      Checking and savings balances and activity.

      Household credit cards

      Credit Cards

      Balances, due dates, and payments for each card.

      Installments and loans

      Loans

      Balances and payoff plans for each loan.

      Not included in spendable funds

      Savings

      Kept apart from spendable funds.

      What you’re saving for

      Savings Goals

      Your savings balance counts toward goals in order, top first. Click a goal to edit it.

        Before you buy

        Purchase Planner

        See every way to pay for something: save up for it, pay from savings, Pay in 4, or pay over a few months.

        Enter a price to compare your options.

        Savings account

        Recent Activity

          Household preferences

          Settings

          Theme, household, and data preferences.

          Appearance

          Choose light or dark, or let moMoney switch automatically at 5:00 a.m. and 6:00 p.m.

          Sidebar Page Order

          Drag pages directly in the sidebar on a computer, or use these buttons on any device.

          Household

          Names are used to assign credit cards.

          Transaction Types

          Rename a type, merge one into another, or remove it. Its transactions, planned payments, and learned matches move with it. Removed types move to Misc. Built-in types can be renamed but not merged or removed.

          Income Names

          The employer or source of each income, shown on the Plan, Home, and Pay Schedules.

          Update from Workbook

          Choose the household workbook (.xlsm) to add every recurring expense on its Recurring Expenses sheet to the Plan, with each schedule and card due day. The file is read on this device and not uploaded. You’ll review the changes first; existing plan amounts aren’t changed.

          Bank Connection

          Pull checking, savings, and credit card activity automatically through SimpleFIN Bridge. New activity arrives twice a day, and you review it on the Import page before it’s saved.

          Cloud Access

          Firebase sign-in and private household synchronization are connected. Additional sign-in methods can be linked from the account menu.

          Connected
          Family member

          Review before saving

          Import Preview

          Suggested Destination & Transaction Types

          Suggested Destinations

          Debits & creditsOne-time purchases, refunds, or other activity that belongs in the general transaction ledger.
          Installment planFinite plans such as Klarna or Afterpay. Records the payment and advances the plan.
          Recurring expenseRegular bills, utilities, subscription services, or debt payments. Updates the recurring item instead of adding general spending.
          Recurring incomeExpected paychecks. Updates the matching income source in the pay-date plan.
          ReviewmoMoney is uncertain. Choose the correct destination before confirming the import.
          SavingsTransfers between checking and savings. Tracks the savings balance without counting income or spending.

          Transaction Types

          AdjustmentManual corrections, bank adjustments, reconciliation entries, and other balance corrections.
          AutomobileFuel, maintenance, registration, parking, and other vehicle-related spending.
          Debt PaymentPayments associated with credit cards and other household debts.
          EducationTuition, classes, school fees, books, courses, and educational supplies.
          Electronics & TechComputers, phones, accessories, electronics, and other technology purchases.
          EntertainmentMovies, concerts, events, games, attractions, and other leisure activities.
          Fashion & BeautyClothing, shoes, cosmetics, salons, barbers, and personal-care purchases.
          Food & BeverageGroceries, restaurants, coffee shops, takeout, and food delivery.
          Gifts & DonationsGifts, charitable donations, fundraising, tithes, and similar giving.
          Health & WellnessMedical care, prescriptions, dental care, fitness, and wellness spending.
          Home & OfficeHousehold or office purchases that are not utility services.
          IncomePaychecks and other deposits that should be counted as household income.
          MiscOne-time activity that does not have a better existing transaction type.
          Refund & Other IncomeRefunds, rebates, reimbursements, cashback, and non-payroll money received.
          Savings TransferMoney moved between checking and savings, excluded from income and spending totals.
          Subscription ServiceRepeating memberships and services such as streaming, software, or cloud storage.
          UtilitiesElectricity, water, sewer, natural gas, internet, and wireless service.
          Import?DateAccountDescriptionImport actionDestination
          & type          		Transaction
          amount          		Actions

          Plan

          Edit Planned Payment

          New credit card

          Add Credit Card

          Minimum payments are added to the plan on the due day for the pay dates shown there.

          New loan or installment plan

          Add Loan

          Payments are added to the plan for the pay dates shown there and stop after the last payment.

          Savings account

          Reconcile Balance

          Check moMoney’s savings balance against the balance your bank shows.

          moMoney balance

          Enter the bank’s balance to see the difference.

          Update from workbook

          Review Changes from the Workbook

          Credit card

          Reconcile Balance

          moMoney current balance

          Enter the current balance shown on the card’s website or app.

          Processing transaction

          Mark as Posted

          The transaction date changes to the posting date. The original date is kept.